Tips

Dhanteras electronics shopping on 6 Nov? Check the GST rate (18% on ACs and big TVs), serial number, warranty date and bank offer terms before you pay.

UPI payment failed but money debited? RBI rules say it must return by T+1 (T+5 for merchants) or the bank pays ₹100 a day. What to do, step by step.

Fake UPI payment screenshots and spoof apps are cheating shops this Diwali. How to confirm money really arrived, the 6 giveaway signs and what to do if cheated.

Digital gold vs gold coins for Dhanteras 2026: 3% GST, buy-sell spread, coin premiums and SEBI’s warning, with today’s gold rate and a simple checklist.

EPFO WhatsApp service launched on 1 Nov 2026: check PF balance, last 5 transactions and passbook. Why the number matters and how to avoid fake EPFO chats.

Is an extended warranty worth it on your phone, TV or AC? Use this 2-minute rupee test, see what plans exclude, and know when damage cover is better.

Should you buy a phone now or wait till after Diwali? Memory costs have pushed Indian phone prices up ~16% in 2026. Here’s who should buy now and who can wait.

Money missing from bank account with no SMS? After the Greater Noida PNB case, here’s what RBI’s zero-liability rules say and the exact steps to take today.

How to check credit score free in India: RBI makes all 4 credit bureaus give one free full report a year. Steps, what to look for and how to fix errors fast.

Flipkart Big Bang Diwali Sale is live with 10% off on SBI cards. We checked iPhone 17, Galaxy S25 FE, S25 Ultra and Nothing 4a against launch prices.